You use the templates pretty much the same as the others you’ve been using, but you’ll notice, there’s a couple of unique ones–the one with the black/grey line, in particular. This one you can have a little creative fun with. You can change the color of the squares to accent your photo, maybe take down the Opacity a little so you can see the photo through it, add a name, photos, journaling . . . tons of possibilities!
I used the color picker (the “eye dropper” tool) to pick colors from within the photo and then “painted” (the “paint bucket” tool) the dark brown and the cream into that little strip of squares. I also added a drop shadow to set it off the page a little–give it some dimension. As you can tell, I also changed the Opacity so you could see the photo underneath it.
I think this template is one of my faves. :)